By William — Nov 3, 2024

Privacy Policy

WJSE Group (“we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information collected through our website ("Site"). By using the Site, you agree to the practices described in this Privacy Policy. If you disagree with this policy, please do not use the Site.

1. Information We Collect

We collect information to provide and improve our services, enhance user experience, and comply with legal requirements. The types of information we collect include:

Personal Information: Information that identifies you, such as name, email address, phone number, or mailing address, typically collected when you submit forms or applications.
Financial Information: For users interested in our private lending services, we may collect financial information (such as income, employment status, or property value) necessary to evaluate loan applications.
Non-Personal Information: Information that does not personally identify you, such as IP address, browser type, device type, referring URLs, and browsing behavior on the Site. This information is collected through cookies and similar technologies.

2. How We Use Your Information

We use the information collected to:

Provide, personalize, and improve our services.
Communicate with you about updates, offers, and services related to your interests.
Process and evaluate loan applications (if applicable).
Analyze usage trends and Site performance to improve user experience.
Comply with legal, regulatory, and security obligations.

We do not sell or rent your personal information. However, we may share information in the following circumstances:

With Service Providers: We may share your information with third-party service providers who assist in operating our Site, processing applications, and conducting marketing.
For Legal and Security Purposes: We may disclose information if required by law or to protect our legal rights, user safety, or the security of the Site.
With Affiliates: We may share information with affiliates or partners to provide related services, subject to confidentiality agreements.

4. Cookies and Tracking Technologies

The Site may use cookies, pixels, and similar tracking technologies to collect information about how you interact with our Site. These technologies help us improve functionality, enhance user experience, and serve relevant content.

You can disable cookies through your browser settings, but this may affect the functionality of the Site.

5. Data Security

We implement security measures to protect your information against unauthorized access, alteration, or disclosure. However, please note that no method of internet transmission or electronic storage is 100% secure.

6. Third-Party Links

The Site may contain links to third-party websites. WJSE Group is not responsible for the privacy practices or content of these sites. We encourage you to review the privacy policies of any third-party sites you visit.

7. Your Privacy Rights

Depending on your location, you may have specific rights regarding your personal information. These may include:

Access and Correction: You may request access to or correction of your personal information held by us.
Deletion: You may request the deletion of your personal information, subject to legal requirements.
Opt-Out: You may opt out of receiving promotional emails by following the unsubscribe instructions in any email we send or by contacting us directly.

To exercise any of these rights, please contact us via the contact page on our website.

8. Children’s Privacy

The Site is not intended for children under 18. We do not knowingly collect personal information from individuals under 18. If we learn that we have collected such information, we will delete it promptly.

9. Changes to this Privacy Policy

WJSE Group may update this Privacy Policy periodically. We will post any changes on this page with the updated Effective Date. Your continued use of the Site after the changes constitute acceptance of the updated Privacy Policy.

10. Contact Information

For questions regarding this Privacy Policy or to exercise any of your privacy rights, please reach out to us through the contact page on our website.