Terms of Service Agreement

Welcome to WJSE Group! By accessing or using our website ("Site"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Site.

1. Introduction and Acceptance of Terms

These Terms govern your use of the WJSE Group Site and the services provided. WJSE Group reserves the right to modify these Terms at any time. Your continued use of the Site constitutes acceptance of any updated Terms.

2. Site Services

The WJSE Group website provides information about real estate investments, private money lending, and other real estate-related services. It may also offer tools, applications, calculators, and resources for financial assessment and property evaluations.

3. No Financial or Investment Advice

All content on the Site is provided for informational purposes only. WJSE Group is not a financial advisor, and none of the information provided constitutes professional financial, investment, or legal advice. Users should consult qualified professionals before making financial or investment decisions.

4. Eligibility

To use the Site, you must be at least 18 years old and have the legal capacity to enter into this agreement. You represent that all information you provide to WJSE Group is accurate and up-to-date.

5. Privacy

WJSE Group respects your privacy. Please refer to our Privacy Policy to understand our practices regarding the use and protection of your personal information.

6. User Conduct

You agree not to engage in any of the following activities on the Site:

Uploading, posting, or transmitting any unlawful, defamatory, or harmful content.
Attempting to interfere with the Site’s operation or security.
Using the Site for any purpose other than as intended by WJSE Group.

7. Intellectual Property

All content, trademarks, logos, and intellectual property on the Site are owned by or licensed to WJSE Group and are protected by intellectual property laws. You may not copy, modify, or distribute any content without prior written permission.

8. Licensing and Restrictions

WJSE Group grants you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only.

9. Real Estate and Lending Disclosures

As a private money lender, WJSE Group provides certain disclosures required by law. Use of this Site does not create any financial advisory or client relationship with WJSE Group. You acknowledge that:

Any loans offered through WJSE Group are subject to individual eligibility criteria.
All lending terms, fees, interest rates, and other applicable costs will be disclosed during the application and underwriting process.
WJSE Group is not responsible for any losses related to your real estate transactions.

10. Loan Applications

WJSE Group may offer resources to assist in loan applications. By submitting any information, you authorize WJSE Group to verify your information with credit reporting agencies, financial institutions, or other third parties as necessary. Submission of an application does not guarantee approval or terms, which will depend on additional verification and underwriting procedures.

11. Third-Party Links

The Site may contain links to third-party websites. WJSE Group is not responsible for the content or practices of third-party websites and does not endorse any linked sites.

12. Disclaimer of Warranties

WJSE Group makes no representations or warranties about the accuracy or completeness of information on the Site or its suitability for any purpose. The Site is provided "as is" and "as available" without warranties of any kind, express or implied.

13. Limitation of Liability

In no event shall WJSE Group, its affiliates, directors, or employees be liable for any direct, indirect, incidental, or consequential damages arising from or related to your use of the Site or any content, products, or services provided through the Site.

14. Indemnification

You agree to indemnify, defend, and hold harmless WJSE Group, its affiliates, employees, and agents from any claims, damages, liabilities, costs, and expenses (including attorneys’ fees) arising out of your use of the Site or any violation of these Terms.

15. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the State of [Insert State] without regard to conflict of law principles. Any dispute arising from or related to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located within [Insert County, State].

16. Termination

WJSE Group reserves the right to terminate or restrict your access to the Site at its sole discretion, without notice and for any reason, including violation of these Terms.

17. Contact Information

For questions regarding these Terms, please contact us via the contact page on our website.

18. Entire Agreement

These Terms, along with our Privacy Policy and any other legal notices published by WJSE Group, constitute the entire agreement between you and WJSE Group regarding the Site and its services.

By accessing or using the Site, you acknowledge that you have read, understood, and agreed to these Terms.